1. What is SimplePractice Credit Card Fee?

The SimplePractice credit card processing fee is calculated as a percentage of each transaction amount. This calculator helps estimate the fee amount for credit card payments processed through SimplePractice.

2. How Does the Calculator Work?

The calculator uses the SimplePractice fee formula:

Where:

• \( P \) — Transaction amount (USD)
• \( R_f \) — Fee rate (as decimal, e.g., 0.026 for 2.6%)
• \( F \) — Calculated fee (USD)

Explanation: The fee is calculated by multiplying the transaction amount by the fee rate. For example, a $100 transaction with 2.6% fee would be $100 × 0.026 = $2.60.

3. Importance of Fee Calculation

Details: Understanding processing fees helps practitioners accurately estimate net revenue from client payments and properly set service prices to account for payment processing costs.

4. Using the Calculator

Tips: Enter the transaction amount in USD and the fee rate as a decimal (e.g., 0.026 for 2.6%). The default rate is 2.6% (0.026) which is SimplePractice's standard rate.

5. Frequently Asked Questions (FAQ)

Q1: What is SimplePractice's standard credit card fee rate?
A: SimplePractice typically charges 2.6% + $0.10 per transaction (this calculator focuses on the percentage portion).

Q2: Are there different rates for different card types?
A: Yes, premium cards may have higher rates, but SimplePractice generally charges a flat rate regardless of card type.

Q3: When are these fees deducted?
A: Fees are deducted automatically when payments are processed through SimplePractice.

Q4: Can I pass these fees to clients?
A: This depends on state laws and card network rules. Some practitioners build fees into their pricing instead.

Q5: Are there ways to reduce processing fees?
A: Using ACH bank transfers instead of credit cards typically has lower fees (around 1% with SimplePractice).